ActivBank Products

1. Scholarship

This scholarship is about to help student graduate from their study without thinking a problem about money. But one of the requirement in this contract is, student who succeed to received this scholarship must work with our bank, it depends on the value of scholarships that we gave.

Example : RM5000 equal to working for a year and RM 15,000 is equivalent to three years of work. The scholarships receiver will only receive the money automatically at the first semester only. In the second semester and the next, depends on the CGPA for the final examination. If CGPA is not following conditions imposed by our bank, we will extent the scholarship until the next CGPA are 3.5 and above. About the payment back of the scholarship, they only need to pay the total value that they have use. No interest will be charge. Because we use the concept of Qardhul Hasan and Hibah.

The second thing in this scholarship is, if they studied a different courses other than finance, business, marketing, banking and accountancy, our company will send them to the cooperative company that has been selected by us in accordance with the stipulated agreement. Example, ActivBank have a graduate student in medical courses, which is not applicable with their requirement, so that ActivBank send the student to the cooperative company that has been selected by them, which is related to the student courses.

Board Of Director

Mohd Faisal Bin Mohidin

(Chief ExecutiveOfficer )

Norosnani Binti Mat Yunos

(Executive Director)

Sharifah Binti Zulkarnain

(Marketing Director)

Nurul Syahirah Athirah Binti Mashar

(Finance Manager)

Mohd Syah Rizal Bin Mohd Fauzi

(Syariah Advisor)

Vision And Mission Of Company

VISION

To become an active and aggressive bank in Malaysia

MISSION

To offering financial assistance in terms of single mother and their son’s.

Meaning Of ActivBank Logo's

Our company is called as a ActivBank because we are active to try and help individuals in difficulties or inconvenience. The individuals are the single mothers and their son’s. The meaning of the green color is our bank provide services based on Shariah requirements. To those who are not Muslim are eligible to use our products, but Muslim is our first priority. The white color shows that we are sincerely and honestly to helps and make sure the single mothers and their son’s are satisfied when they are using our products. At last but not least, the silver color shows our corporate color.

ActivBank Broucher~

 1)



 2)

INTRODUCTION

Our bank choose to develop new products that are focus to helps the single mothers and the son’s of the single mother. Why we choose to help the single mothers and their sons? From marketing analysis, members of generation Y are often referred to as ‘echo boomers’ because they are the children of parents born during the baby boom ‘baby boomers’. Because children born this time period have had constant access to technology (computers, cell phones and etc) in their youth, they have required many employers to update their hiring strategy in order to incorporate updated forms of technology. Also called millennial, echo boomers, internet generation, iGen, and net generation.

From the analysis also, the researches found that divorce cases have also increased and most of the mothers get their custody for their sons. After the cases is solved, most of the fathers were not fulfilling their responsible to the son’s, which is he did not give money to the sons to spend for every month and this has made the situation of the mother become hard because no one to support her son’s and herself.

The mothers also need to work hard to find money to pay their son’s school fees, bus fees, education fees, loans, utilities, rent and etc. Have you ever wondered the mothers feeling and her conditions? What will happen to the sons if their mothers can’t spend time more with them because of the lack of time between them? The sons obviously will have a social and moral problems.

So there are solutions here, which is our banks provide two products, that is Business Financing-i and scholarship for education to reduce the burden to be borne by the mother and the sons.